Last updated: January 14, 2026

Terms & Conditions

These Terms & Conditions govern the use of the website novumdigitaliolatam.com operated by Novumdigitaliolatam S.A.S., a Colombian company with Tax ID 901.847.625-3 and headquartered in Bogotá D.C.

1. Acceptance

By accessing the website you accept these Terms & Conditions. If you do not agree, please refrain from using the platform.

2. Purpose

The website provides information about real estate crowdlending opportunities in Colombia. Newsletter subscription does not constitute a public securities offering or a personalised investment recommendation.

3. Registration and accuracy

By subscribing you warrant that the information provided is true, complete and up to date. You undertake to update your data when relevant.

4. Intellectual property

All content, trademarks, logos and designs on the website are the property of Novumdigitaliolatam S.A.S. or its licensors and are protected by Andean Decision 486 and other applicable Colombian and international regulations.

5. Limitation of liability

Real estate crowdlending investments involve risks. Novumdigitaliolatam S.A.S. does not guarantee future returns and is not liable for investment decisions based solely on the website's content.

6. Governing law and jurisdiction

These Terms & Conditions are governed by the laws of the Republic of Colombia. Any dispute will be resolved by the judges of Bogotá D.C., waiving any other forum that could apply.

7. Contact

For any inquiries related to these Terms & Conditions please write to legal@novumdigitaliolatam.com.

Novumdigitaliolatam

Regulated real estate crowdlending to invest in the residential towers building the new Colombia.

Novumdigitaliolatam S.A.S.

Tax ID (NIT) 901.847.625-3

Mercantile Registration No. 03247891 — Bogotá Chamber of Commerce

Collaborative Financing Company authorised under Resolution 0789 of 2023 — Colombian Financial Superintendence

Operations regulated under Decree 1357 of 2018 and Law 1581 of 2012 of the Republic of Colombia

Jurisdiction: Republic of Colombia

Year of incorporation: 2022

Contact

© 2026 Novumdigitaliolatam S.A.S. All rights reserved.

Investing in real estate projects through crowdlending involves risks. Past or projected returns do not guarantee future results. Please read the technical sheet and the rules of each issuance carefully before investing.